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AFFIN Home Step Fast

Flexible financing for homes valued at RM200,000 and above with a "Step-Up" feature allowing interest-only payments for the first 5 years.

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Features

  • Loan Margin: Up to 90% + 5% (MRTA/CLTA/CRTA) covering legal costs, stamping, and valuation fees.
  • Loan Tenure: Up to 35 years or until age 70, whichever comes first.
  • No retention period for refinancing.

Benefits

  • Low daily interest computation.
  • Flexible cash flow with interest-only payments for the first 5 years.
  • Redraw facility for extra repayments.
  • Protection with MRTA/MRTT coverage.